Why Slack Is a FINRA Violation Waiting to Happen
Slack is the communication platform of choice for thousands of financial firms. It's also one of the most common sources of FINRA exam findings. Here's why.
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Compliance Intelligence
The Cruve Blog
Expert analysis on FINRA/SEC compliance, secure communications, and regulatory technology for financial firms.
FINRA Rule 17a-4: What Your Messaging Platform Must Do (And What It Probably Doesn't)
Rule 17a-4 mandates that broker-dealers preserve electronic communications in a non-rewriteable, non-erasable format. Most commercial messaging tools fail this test entirely.
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What Is End-to-End Encryption — And Why Your Compliance Officer Should Care
E2EE gets discussed in consumer privacy circles, but its compliance implications for regulated financial firms are just as significant — and often misunderstood.
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The True Cost of an Off-Channel Communications Violation
The SEC and FINRA have levied over $2 billion in fines for off-channel communications violations since 2021. This is what it actually costs your firm.
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How The Ledger Works: WORM Archiving Explained for Financial Firms
WORM — Write Once, Read Many — is the storage standard mandated by FINRA Rule 17a-4. Here's how it works, and why it matters for your regulatory archive.
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Rule 3110 Supervisory Review: What It Requires and How to Automate It
FINRA Rule 3110 requires principals to review registered representatives' communications. Most firms handle this manually. There's a better way.
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Why Zero-Knowledge Architecture Is the Future of Financial Communications
Zero-knowledge cryptography ensures that your communications vendor cannot read your messages. This is the compliance standard firms will demand.
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