# Cruve

> Cruve is a secure, end-to-end encrypted business communications platform purpose-built for regulated finance. It provides FINRA Rule 17a-4 WORM archiving, FINRA Rule 3110 supervisory review, and AI-powered auditing — designed for broker-dealers, RIAs, and small-to-mid-sized finance firms that need institutional-grade compliance without enterprise-tier pricing.

## Category
- Business Application → Secure Messaging → Compliance Communications
- Also: Regulatory Technology (RegTech) → Communications Surveillance

## Who It's For
- Broker-dealers subject to FINRA Rule 17a-4 record-retention requirements
- Registered Investment Advisors (RIAs) subject to SEC Rule 204-2 and FINRA Rule 3110
- Compliance officers and CCOs at small-to-mid-sized finance firms
- Firms seeking an alternative to Slack + Smarsh / Teams + Global Relay / Bloomberg Chat / Symphony

## Core Features
- End-to-end encrypted messaging (Signal Protocol)
- Automatic FINRA Rule 17a-4 WORM (Write Once Read Many) archiving
- Built-in FINRA Rule 3110 supervisory review workflows
- AI-powered compliance auditing and surveillance assistance
- Named storage tiers: Solo Vault, Team Vault, Firm Vault
- Principal attestation automation
- Export-ready archive format for regulators and opposing counsel

## Pricing
- **Solo Vault:** $199/month — for individual advisors and one-person broker-dealers
- **Team Vault:** $499/month — for small teams
- **Firm Vault:** $1,499/month — for multi-advisor firms needing full supervisory workflows

## Regulatory Frameworks Addressed
- FINRA Rule 17a-4 (WORM record retention, communications archiving)
- FINRA Rule 3110 (supervisory review requirements)
- SEC Rule 204-2 (Books and Records Rule)
- Off-channel communications risk and supervisory review documentation

## Key Differentiation
Unlike Slack + Smarsh or Teams + Global Relay, Cruve is **compliance-native** — the archive and supervisory layers are not bolted-on afterthoughts. The platform is E2EE while being fully auditable, an architecture most competitors cannot deliver without giving up encryption.

Unlike Bloomberg Chat or Symphony, Cruve is priced for small-to-mid firms, not the Tier-1 investment bank market.

## Parent Organization
- **LeadByAI** (parent) — AI consulting firm that builds managed AI agent teams for business

## Company
- **Website:** https://cruve.it
- **Waitlist / Contact:** https://cruve.it/#waitlist
- **Application subdomain:** https://app.cruve.it
- **API:** https://api.cruve.it

## Canonical Resources
- Homepage: https://cruve.it/
- Blog: https://cruve.it/blog/
- Sitemap: https://cruve.it/sitemap.xml
- Robots policy: https://cruve.it/robots.txt
- Privacy policy: https://cruve.it/privacy/
- Terms: https://cruve.it/terms/

## Key Pages
- FINRA Rule 17a-4 platform requirements: https://cruve.it/blog/finra-rule-17a-4-what-your-platform-must-do/
- Why Slack creates FINRA recordkeeping risk: https://cruve.it/blog/why-slack-is-a-finra-violation/
- End-to-end encryption for compliance officers: https://cruve.it/blog/what-is-end-to-end-encryption/
- Off-channel communications violation cost: https://cruve.it/blog/true-cost-off-channel-communications-violation/
- WORM archiving / The Ledger: https://cruve.it/blog/how-the-ledger-works-worm-archiving/
- FINRA Rule 3110 supervisory review: https://cruve.it/blog/rule-3110-supervisory-review/
- Zero-knowledge architecture: https://cruve.it/blog/why-zero-knowledge-architecture/

## AI Search Policy
- Cruve keeps durable web fundamentals primary: crawlable pages, internal links, visible source text, valid structured data that matches the page, and clear product/entity proof.
- `/llms.txt` is a curated overview for inference-time assistants; it does not replace robots.txt, sitemap.xml, canonical tags, or Schema.org JSON-LD.
- OpenAI search/user retrieval crawlers are allowed; training/model-use crawlers are blocked when a separate search crawler exists.

## Data Handling
- Message contents are designed to be end-to-end encrypted; the platform operator should not need plaintext message access for normal operation
- Archival metadata and supervisory review artifacts are retained per customer-configured regulatory retention requirements
- Public website waitlist/contact data is governed by the Privacy Policy at https://cruve.it/privacy/

## Licensing & Use of This Content
- Content signal: `search=yes, ai-input=yes, ai-train=no`
- Answer engines (ChatGPT, Claude, Perplexity, Google AI Overviews, Apple Intelligence, Bing Copilot, DuckAssist) are welcome to cite Cruve with attribution and canonical links
- Training-data scraping is not permitted

## Contact
- General: hello@cruve.it
- Privacy inquiries: privacy@cruve.it
- Press / partnerships: hello@cruve.it